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General Financial Aid Information
PHILOSOPHY OF FINANCIAL AID
The Office of Financial Aid at Texas A&M International University (TAMIU) is available to assist students who have difficulty meeting the cost of attending the University. Although the primary responsibility for financing an education rests with the student and the student's immediate family, it is recognized that many students will require additional assistance in order to finance their educational goals. Therefore, TAMIU offers financial assistance based on documented financial need to students who would otherwise not be able to attend the University.
STATEMENT OF NONDISCRIMINATION
Texas A&M International University is an equal opportunity, affirmative action, coeducational institution which does not discriminate on the basis of race, creed, color, sex, disability, national or ethnic origin.
GENERAL ELIGIBILITY REQUIREMENTS
To be eligible for federal and state student aid, an applicant must:
- Be a U. S. citizen or reside in the U.S. for other than a temporary purpose.
- Demonstrate a documented need for need-based financial assistance.
- Be in good academic standing and maintain a satisfactory level of academic progress toward a degree.
- Enroll for the course load required by the requested aid program; and
- Not be in default on any educational loan, or owe a refund or repayment on any educational grant.
STUDENT RIGHTS AND RESPONSIBILITIES
It is the student's right to know:
- what financial assistance is available
- the deadlines for submitting applications
- the cost of attending the University
- the elements of determining financial need and how much need has been met
- the University's refund and repayment policy
- the University's satisfactory academic progress policy
-the terms of student loans
It is the student's responsibility to:
- request additional clarification or reconsideration of any aspect of the aid application or package
- review all information about the University
- complete all required application forms accurately
- submit all requested information in a timely manner
- read and understand forms which require a signature
- know and comply with all deadlines
- know and comply with the refund and repayment policy
- maintain a satisfactory level of academic progress
- notify lender of any status changes.
ADDITIONAL FINANCIAL AID INFORMATION
Additional information concerning financial aid can be found in "The Student Guide," (www.ed.gov/prog_info/SFA/StudentGuide/) a publication of the U. S. Department of Education, or "Financial Aid for Texas Students," (www.collegefortexans.com) a publication of the Texas Higher Education Coordinating Board. These publications are available upon request through the Financial Aid Office.
FINANCIAL AID COUNSELING
The Financial Aid Office offers personal counseling to students and parents concerning aid opportunities, application requirements, program guidelines, and student eligibility. Students and parents may call or visit the office during office hours for any needed assistance. Appointments are encouraged, but not necessary.
APPLYING FOR FINANCIAL AID
The application period begins January 1 of each year for the following award year (Fall through Summer II). As soon as possible after January 1, an applicant should the application process. The Free Application for Federal Student Aid (FAFSA) should be completed and submitted electronically at www.fafsa.ed.gov. All other required forms should be completed and forwarded directly to the TAMIU Financial Aid Office.
Approximately 7-10 days from the filing date of the FAFSA, the applicant will receive a Student Aid Report (SAR) from the processor. If you provided an email address on your FAFSA application, you will receive an electronic SAR from the federal processor. The applicant should review Part I of the SAR for any additional steps required by the processor.
Applications for assistance cannot be fully considered until all of the required documents are received by the Financial Aid Office and the applicant's admission status as a regular degree-seeking student is approved by the Admissions Office.
Applicants must re-apply for financial aid each year. The application process must be completed by the last class day of the application period to be considered for aid for that period of enrollment. Financial Aid cannot be received for periods of non- enrollment.
In order to receive full consideration for financial assistance and to ensure the determination of eligibility by the beginning of a given application period, an applicant must submit all required application forms to the Financial Aid Office by the priority deadline dates below:
|Scholarships for First Time Freshman||
|Scholarships for Current & Transfer Students||
|Fall or entire financial aid year||
Completed applications will be processed on a "first-completed, first-awarded" basis.
THE AWARDING PROCESS: DETERMINING FINANCIAL NEED
Financial need is the difference between the cost of attending the University and the resources available to the student to help meet that cost. Thus, financial need is determined to be:
Cost of Attendance
- Expected Family Contribution (EFC)
- Other Available Resources
= Financial Need
Expected Family Contribution (EFC) is the amount a student and/or parent(s) can reasonably be expected to contribute towards educational expenses. The actual amount of the EFC is dependent upon family and student income, assets, family size, number of family members in college, taxes paid and age of the older parent. A student's EFC is determined by the information provided to the U. S. Department of Education thru the Free Application for Federal Student Aid (FAFSA). All applicants are required to inform the Financial Aid Office of any additional assistance to be received from outside sources during the application period.
AWARDING FINANCIAL AID
Once documented need is established, the Office of Financial Aid will consider programs for which the applicant is eligible and has expressed an interest. It is impractical for the aid applicant to expect the total calculated need to be met with gift-aid (grants and scholarships). In order to meet as much of the documented need as possible, the applicant must apply for a self-help program (loans or employment). Every effort will be made to meet the applicant's documented need through a combination of aid programs. The amount awarded will be based on the financial need of the applicant, the limitations imposed by the various financial aid programs, and the availability of funding. The total award may be less than the documented need because of fund limitations, an unusually large student budget, the applicant's aid request limitation, and/or prescribed program allowances. Aid applications will be reviewed and awards made as long as funds are available on a "first-completed, first-awarded" basis. Once a financial aid package has been awarded, an award notification letter will be sent to the applicant indicating the types and amounts of aid offered. You must review your award notification, accept or decline all the financial assistance offered to you online via UCONNECT. Failure to do so may result in all aid being canceled. No aid will be disbursed until all requirements are met with the Office of Financial Aid.
If, after the aid package has been awarded, it is determined that an additional resource is available to the student to help meet the cost of attendance, the Financial Aid Office will be required to recalculate the applicant's eligibility to include the additional resource. If the additional resource causes an over award situation, the student's aid package will be adjusted to compensate for the over award. Adjustments may include canceling or decreasing previously awarded aid. A revised award notification letter will be sent to the applicant indicating any revisions made to the aid package.
COST OF ATTENDANCE
The cost of attending Texas A&M International University varies with enrollment status, housing situations, and personal lifestyles. Standard student expense budgets are prepared each year to be used in determining a student's financial need. Budgets are constructed for students living at home with parents, living on-campus, and living off-campus. Each standard expense budget includes cost components defined by law for tuition and fees, room and board, books and supplies, transportation, and personal expenses. Increases may be allowed for dependent care costs and disability expenses in documented individual student circumstances. Budgets are constructed to estimate expenses for periods of enrollment for the Fall and Spring semesters as well as the Summer terms.
PAYMENT OF TUITION AND FEES
Financial aid funds are credited to a student's account balance after the census date of each semester. A student must have all financial aid requirements complete and be enrolled for the current term.
Students are responsible for making timely payment on their account to avoid late fees if their financial aid requirements are not complete or their aid is not enough to cover the entire balance.
The following grants will be automatically credited to the current semester* account when students enroll for the required number of hours for which they were awarded and have met all requirements:
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
Texas Public Educational Grant (TPEG)
Resident Assistance Grant (TAMIU Grant)
Towards Excellence, Access, and Success Grant (Texas Grant)
All Scholarships awarded by TAMIU
*Students are responsible for payment of all past due balances at the University.
IMPORTANT NOTE: Since financial aid awards are automatically applied to your account, your classes, or portion thereof, will NOT be dropped for non-payment. If you change your mind about attending TAMIU, you MUST officially notify the University Registrar’s Office to drop your classes and the Office of Student Financial Aid to cancel your financial aid awards.