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Health Insurance Coverage Requirement For International Students

Any enrolled student who is not a U. S. citizen or a U.S. lawful permanent resident is an international student. Such students could be non-degree or degree seeking undergraduate, graduate, or professional students at Texas A&M International University. If you already have a health insurance policy, you must demonstrate proof of insurance and submit a waiver for you and for any accompanying dependents: spouse and/or children. Individually purchased plans from vendors other than the Texas A&M System provider will not be eligible for a waiver from automatic enrollment in the SSHIP. Automatic enrollment in the SSHIP may be waived for international students in the following instances: 

I. A sponsored international student whose program is being coordinated through the Office of Student Affairs (OSA) and whose sponsor requires a specific type of health insurance coverage. Documentation of this requirement must be presented to Academic Health Plans at least five business days before the first day of class each semester. 

II. An international student is enrolled in employer-provided group health insurance coverage, which includes medical evacuation and repatriation coverage. The waiver may be granted for students enrolled in Texas A&M employee coverage for graduate students and full-time employees only after a Waiver has been submitted and approved.


Health Insurance Coverage Requirement For International Students


Your current insurance policy must meet all the TAMU system requirements listed below to qualify for a waiver:

Texas A&M University System Insurance Requirements
Max Benefit $500,000/person/plan yr
Out-of-Pocket Max $5,000 person/plan/yr
Hospital After deductible then 80%/%20 network, 60%/40% non-network
Emergency Room After deductible, 80% in and out of network emergency (60% out of network for non-emergency care)
Physician Visit $35 copayment, 80%/60%
Day Surgery After deductible, then 80%/20% network, 60%/40% non-network
Diagnostic X-ray or Lab After deductible then 80%/%20 network, 60%/40% non-network
Preventive Services 100% in network, 60% out of network; deductible and co ins does not apply when in network
Rx Benefit $15/Rx at Student Health; Using Rx (In-network): $15/generic, $25/brand, $35/non preferred brand
Pre-Existing Condition Limitations No waiting period
Medical Evacuation Unlimited
Repatriation of Remains Unlimited


Health Insurance Waiver


If you have a government sponsor, employer-provided or other alternative health insurance plan that meets the System requirements, you may apply for a waiver.  For waiver information, follow the instructions below. Waiver requests must be submitted by January 24, 2014.

To apply for a waiver you will need to do the following:

1. Have insurance card, benefit policy including exclusions, and school ID ready
2. Go to Academic Health Plans
3. If your plan meets the TAMU System waiver criteria, click the bottom of the waiver criteria page to create your waiver account by entering your information.  Click “register.”
4. Login to the waiver system by using your TAMIU ID number and your Date of Birth format MMDDYYYY (Example: 01011990)

5. Click on the waiver link found under “Submit Waiver” on the waiver Home Page.


All international students are automatically enrolled in the A&M International Student Insurance Plan unless they apply for and are granted a waiver. Please refer to following pages for more information on insurance:

International Student Insurance Plan

Insurance User Guide

For more information visit the Academic Health Plans Website


Should you have any questions, please contact us at 956.326.2282 or by e-mail at

5201 University Boulevard, Laredo, TX 78041-1900 Work956.326.2100